Chooki is the co-founder of Kaoshi API, a fintech pioneering open finance APIs for cross-border financial services. Kaoshi API allows third-party financial institutions gain access to cross-border financial data and initiate cross-border payments from within their applications. The democratizing of cross-border financial data and payments is important because it presents another opportunity for advancing financial inclusion. This API powers applications like P2P currency exchanges, one of which was recently recognized by Visa as one of the fifty fintech innovations advancing financial inclusion in 2022. Before founding Kaoshi, Chooki was a theoretical physicist (PhD University of Chicago, 2022) who studied physical learning theories in mechanical metamaterials. In 2020, his research group at UChicago (Murugan Lab) accomplished “teaching” a mechanical network like a simple self-folding origami how to classify things into categories, just as you could teach a computer how to recognize a cat from a dog. Chooki also has a B.Sc. in both Physics and Mechanical Engineering from the University of Texas at San Antonio. Shortly after graduating undergrad, he invented a smart baby car seat, for which he was awarded a patent by the US Patent Trademark Office.